Terms & Conditions

Effective: March 27, 2026

1. Agreement to Terms

These terms and conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you”) and Badas Software (“Service Provider”, “we”, “us”) governing your use of the Xrateo application (“Application”) for mobile devices. The Application is provided as an Ad Supported service.

By downloading, installing, or using the Application, you agree to be bound by these Terms. If you do not agree to these Terms, do not download, install, or use the Application.

2. License Grant

The Application is licensed, not sold, to you. Subject to your compliance with these Terms, the Service Provider grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the Application on devices that you own or control, solely for your personal, non-commercial purposes.

You may not:

Copy, modify, or create derivative works of the Application
Reverse-engineer, disassemble, decompile, or attempt to extract the source code of the Application, except to the extent expressly permitted by applicable law
Distribute, sublicense, lease, rent, lend, or otherwise transfer the Application or any rights therein to any third party
Remove, alter, or obscure any copyright, trademark, or other proprietary notices in the Application
Use the Application for any unlawful purpose or in violation of any applicable laws or regulations

All trademarks, copyrights, database rights, and other intellectual property rights related to the Application remain the property of the Service Provider.

3. Service Modifications and Charges

The Service Provider reserves the right to modify the Application or charge for services at any time and for any reason. Any charges for the Application or its services will be clearly communicated to you in advance.

4. Data and Privacy

The Application stores and processes personal data that you have provided in order to deliver the service. It is your responsibility to maintain the security of your device and access to the Application.

The Service Provider strongly advises against jailbreaking or rooting your device, which involves removing software restrictions and limitations imposed by the official operating system. Such actions could expose your device to malware, compromise security features, and may result in the Application not functioning correctly or at all.

For details on how we collect, use, and protect your data, please refer to our Privacy Policy.

You agree that the Service Provider may collect and use technical data and related information — including but not limited to technical information about your device, system and application software, and peripherals — that is gathered periodically to facilitate the provision of software updates, product support, and other services related to the Application. The Service Provider may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.

6. Third-Party Services

The Application utilizes third-party services that have their own Terms and Conditions:

The Application may enable access to third-party services and websites (“External Services”). You agree to use External Services at your sole risk. The Service Provider is not responsible for examining or evaluating the content or accuracy of any third-party External Services and shall not be liable for any such External Services.

7. Exchange Rate Data Disclaimer

IMPORTANT: Please read this section carefully.

The exchange rate data provided by the Application is for informational and reference purposes only. The Service Provider makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, timeliness, or availability of any exchange rate data displayed in the Application.

Cached and Offline Data: The Application is designed to work offline by caching exchange rate data locally on your device. This means that exchange rates displayed may be outdated, delayed, or no longer reflect current market conditions. The Application does not guarantee real-time exchange rates.

Not Financial Advice: The Application is not intended to provide financial, investment, trading, or any other type of professional advice. Exchange rates displayed should not be used as the sole basis for any financial transaction, currency exchange, investment decision, or any other decision with financial implications.

Verify Before Transacting: You should always verify exchange rates from official sources (such as banks, licensed currency exchanges, or authoritative financial institutions) before conducting any financial transaction. The Service Provider strongly recommends that you do not rely solely on the Application for any transaction involving money.

No Liability for Financial Loss: To the maximum extent permitted by applicable law, the Service Provider shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, loss of profits, loss of business opportunities, or any other monetary damages arising from:

Reliance on exchange rate data that is inaccurate, outdated, delayed, or incomplete
Decisions made based on information provided by the Application
The unavailability or malfunction of the Application or its data sources
Any discrepancy between rates shown in the Application and actual market rates or rates offered by financial institutions

Third-Party Data Sources: Exchange rate data is obtained from third-party providers over whom the Service Provider has no control. The Service Provider does not guarantee the accuracy of data from these sources and is not responsible for any errors or omissions in the data they provide.

By using the Application, you acknowledge and agree that you use it at your own risk and that the Service Provider bears no responsibility for any financial decisions you make based on the information provided.

8. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APPLICATION AND ANY SERVICES PERFORMED OR PROVIDED BY THE APPLICATION ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. THE SERVICE PROVIDER HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE APPLICATION AND ANY SERVICES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS.

THE SERVICE PROVIDER DOES NOT WARRANT THAT (A) THE APPLICATION WILL MEET YOUR REQUIREMENTS, (B) THE APPLICATION WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (C) THE RESULTS OBTAINED FROM USE OF THE APPLICATION WILL BE ACCURATE OR RELIABLE, OR (D) ANY ERRORS IN THE APPLICATION WILL BE CORRECTED.

NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY THE SERVICE PROVIDER OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE SERVICE PROVIDER BE LIABLE FOR ANY PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF THE SERVICE PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE APPLICATION IS PROVIDED FREE OF CHARGE AS AN INFORMATIONAL TOOL. IN NO EVENT SHALL THE SERVICE PROVIDER’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU ACTUALLY PAID TO THE SERVICE PROVIDER FOR THE APPLICATION IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. IF YOU HAVE NOT PAID ANY AMOUNT, THE SERVICE PROVIDER’S TOTAL LIABILITY SHALL NOT EXCEED ZERO.

YOU ACKNOWLEDGE THAT THE APPLICATION PROVIDES EXCHANGE RATE DATA FOR INFORMATIONAL AND REFERENCE PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE OR OFFICIAL EXCHANGE RATE INFORMATION FROM BANKS, LICENSED CURRENCY EXCHANGES, OR AUTHORITATIVE FINANCIAL INSTITUTIONS. YOU ASSUME ALL RISK ARISING FROM YOUR USE OF OR RELIANCE ON THE APPLICATION.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Service Provider and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney’s fees) arising from: (a) your use of the Application; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property or privacy right; or (d) any claim that your use of the Application caused damage to a third party.

11. Internet and Device Requirements

Some functions of the Application require an active internet connection, which can be Wi-Fi or provided by your mobile network provider. The Service Provider cannot be held responsible if the Application does not function at full capacity due to lack of access to Wi-Fi or if you have exhausted your data allowance.

If you are using the Application outside of a Wi-Fi area, your mobile network provider’s agreement terms still apply. You may incur charges from your mobile provider for data usage, including roaming data charges if you use the Application outside of your home territory without disabling data roaming. By using the Application, you accept responsibility for any such charges. If you are not the bill payer for the device, you confirm that you have obtained permission from the bill payer.

It is your responsibility to ensure that your device remains charged. The Service Provider cannot be held responsible if your device runs out of battery and you are unable to access the Application.

12. Updates and Termination

The Application may require periodic updates. The Service Provider does not guarantee that it will always update the Application so that it is relevant to you and/or compatible with the particular operating system version installed on your device. However, you agree to accept updates to the Application when offered to you.

The Service Provider may cease providing the Application and may terminate your use at any time without notice. Your rights under these Terms will terminate automatically if you fail to comply with any of their provisions. Upon termination: (a) the rights and licenses granted to you in these Terms will end; (b) you must cease using the Application and, if necessary, delete it from your device.

13. Export Restrictions

You may not use or otherwise export or re-export the Application except as authorized by applicable law, including United States export control laws, and the laws of the jurisdiction in which the Application was obtained. In particular, but without limitation, the Application may not be exported or re-exported (a) into any country subject to a US or EU embargo or (b) to anyone on any applicable restricted party list. By using the Application, you represent and warrant that you are not located in any such country or on any such list.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions.

If you are a resident of the European Union, European Economic Area, United Kingdom, or Switzerland, these Terms shall be governed by the laws of your country of residence, and you may bring proceedings in the courts of your country of residence.

Any dispute arising out of or relating to these Terms that cannot be resolved informally shall be submitted to the exclusive jurisdiction of the courts of the Republic of Cyprus, except where mandatory consumer protection laws of your jurisdiction require otherwise.

Before filing any formal legal proceeding, you agree to first contact the Service Provider at badas.software@gmail.com and attempt to resolve the dispute informally for at least 30 days.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of the remaining provisions.

16. Entire Agreement

These Terms, together with the Privacy Policy and any applicable platform-specific license agreements (such as Apple’s Licensed Application End User License Agreement for App Store or Google Play Terms of Service), constitute the entire agreement between you and the Service Provider regarding the Application and supersede all prior agreements and understandings.

17. Changes to These Terms

The Service Provider may update these Terms periodically. Changes will be posted on this page with an updated effective date. Your continued use of the Application after changes are posted constitutes your acceptance of the revised Terms. You are advised to review this page regularly.

18. Contact Us

If you have any questions or suggestions about these Terms and Conditions, please contact the Service Provider at badas.software@gmail.com.

These Terms and Conditions are effective as of March 27, 2024.